GCRG's ongoing search for affordable insurance and retirement plans,
we stumbled across Buster Quist, an independent insurance and securities
agent. He spoke for a bit at the Kanab GCRG/Outfitter meeting and
at the Fall GCRG meeting. So far he has come up with the most affordable
plans we have found. He is working with two types of plans which,
together, make a lot of affordable sense:
Payroll Deduction Systems
"Section 125" is a plan for health
insurance and other health related expenses.
"401k" is a plan for retirement,
utilizing various investment options.
Both of these are systems set up through your employer,
whereby your health and/or retirement expenses are deducted from
your payroll before taxes. This means two things:
You don't pay taxes on that money, and your
employer doesn't pay payroll overhead on that money. Furthermore,
the employer may be willing to contribute some of the saved funds
into the boatman's account, making things even more desirable.
Buster has come up with several low priced health
insurance and retirement plans that can be customized to each person's
needs. When these are combined with payroll deduction plans, we
begin to see some truly attractive savings.
We boaters get older and our mortality becomes ever
more apparent; at the same time health care costs continue to skyrocket
and the federal pension plan, Social Security, appears ever more
It is up to each one of us to look out for our own
futures. It is up to our outfitters to be responsive to the needs
we present to them. If you want payroll deduction plans, be sure
your outfitter knows it. A few outfitters have already begun to
If you want health or dental insurance, or a retirement
fund, deal with it. Today. Not next week. Not next year.
Buster Quist can be reached at (800) 554-9367.